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Fees

You want to know exactly what your fees are, the services they cover, and that they represent a fair exchange of value. We operate under a fiduciary commitment to our clients, providing good advice at a fair price, with full clarity, the fewest possible conflicts of interest, and made accessible to anyone regardless of their asset level.

You have three fee options. First decide... 

Are you only interested in having us manage all or part of your assets, with no additional financial planning?  If so, click the link below.

INVESTMENT ONLY

Or do you want investment management + financial planning together?  If so, keep scrolling below.


Option 1: Monthly Subscription

Also referred to as "Flat Fee" or "Fee Only"


For investment management + financial planning.


We have a flat-fee option because people with assets and people without assets (but working on building them) equally deserve guidance.


You have the option of a flat-fee or fee-based "assets under management" (AUM) model. We encourage prospective clients to compare fees across the industry and make an informed decision. 


Mission Advisory Group does not take custody of your assets, and does not accept commissions.


For clients who only want investment management, and do not opt for financial planning services, they can use the AUM fee model at any account size.  The minimum account required for the combined investment management + financial planning services, when choosing the AUM model is $88,500, which qualifies for the Explorer Level of services. At a client asset level of $200,000+ (household aggregate, under management with MAG), the fees switch solely to the AUM model, as the equivalent fee would automatically qualify for the list of investment management and financial planning services under the "Trailblazer Level".


Under an AUM fee model, the fees come directly from the investment accounts. Under the flat-fee model (listed below), there is no account or household minimum.


Explorer Level - $59 per month. Digitized 360º service with a human connection.

Ideal for clients who do not yet have significant assets, but have basic financial planning needs and a single/household income range of $65,000-120,000.


Services Provided:

  • No minimum asset level to become a client.
  • Access to institutional model money management and advanced asset management.
  • Access to award-winning, fully-digital, mobile financial planning app for tracking “and dashboarding" client’s entire financial picture.  It includes financial goal tracking, account aggregation, tax optimization, cash flow analysis, budgeting, financial projections and planning, liabilities & loan management, social security projections, life insurance, etc.
  • Onboarding meeting sequence (generally 2) to help you analyze your financial situation, guide with planning/solutions, get you set up on tech, transfer accounts, etc.
  • One annual investment analysis on all of your additional investment accounts. Includes 401k’s, 403b’s, HSA’s, 529’s, and other types of accounts.
  • Ability to directly manage your 401k for an additional fee equivalent to 0.25% annually of 401k assets. Our tech partner, Pontera, provides the secure portal for us to manage your 401k. Their all-in fee is quoted above, and is charged directly to MAG. We arrange the fee payment directly with you, the client.
  • Event rebalancing notice for special situations such as major economic changes and real-time market alerts when deemed necessary.
  • No commissions or platform fees.
  • Access to expanded financial education through videos, podcast series, and special events on timely financial education topics cultivated from experts across multiple industries.
  • Ability to arrange special purpose calls and meetings (on-retainer system).
  • Access to book hourly 1-on-1 financial consulting sessions on values, vision, and goals work. And/or helping individuals, couples, families, and organizations facilitate better communication regarding finances.  Hourly sessions are priced at $125.

Trailblazer Level - $129/month. The base level of full planning.

Ideal for clients with slightly more complex planning needs and a single/household annual income range of $110,000-200,000+.


Services Provided:

  • No minimum asset level to become a client.
  • Access to institutional model money management and advanced asset management.
  • Access to award-winning, fully-digital, mobile financial planning app for tracking “and dashboarding" client’s entire financial picture.  It includes financial goal tracking, account aggregation, tax optimization, cash flow analysis, budgeting, financial projections and planning, liabilities & loan management, social security projections, life insurance, etc.
  • Onboarding meeting sequence (generally 3-4 at this level) to help you analyze your financial situation, guide with planning/solutions, get you set up on tech, transfer accounts, etc.
  • Semiannual investment analysis on all of your additional investment accounts. Includes 401k’s, 403b’s, HSA’s, 529’s, and other types of accounts.
  • Ability to directly manage your 401k for an additional fee equivalent to 0.25% annually of 401k assets. Our tech partner, Pontera, provides the secure portal for us to manage your 401k. Their all-in fee is quoted above, and is charged directly to MAG. We arrange the fee payment directly with you, the client.
  • Event rebalancing notice for special situations such as major economic changes and real-time market alerts when deemed necessary.
  • No commissions or platform fees.
  • An employee benefits review session, with assistance during open enrollment.
  • Assistance with college savings/planning.
  • Access to expanded financial education through videos, podcast series, and special events on timely financial education topics cultivated from experts across multiple industries.

WITH ADDITION OF:

  • Semiannual financial planning meetings.
  • Business planning assistance, if small business owner.
  • Two deep dive consulting sessions on individual and shared values and vision, helping individuals, couples, families, and organizations create and work toward better-aligned goals. (addt'l sessions avail by the hour).
  • Commission-free advanced insurance planning for life policies and annuities.
  • Tax Planning: tax strategy and optimization.

Add-ons for financial planning

The advanced level of full planning for clients who need/want will and trust services for estate planning,  intergenerational / legacy wealth planning. Facilitated through our partners at Trust & Will.


One-time fee for each service.


Pathfinder service - A will-based estate planning process for a one-time fee of $300 (individual) or $500 (couples).


Torchbearer service - A trust-based estate planning process for a one-time fee of $1000 (individuals) or $1200 (couples).



Talk with us!